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Borrowing power calculator

$
$
$
8.0%
Estimated borrowing power
$552,000
Monthly surplus
$5,750
Max property (20% deposit)
$690,000
AI read: Banks typically assess at 3% above current rates to build in a buffer. Your actual limit depends on the lender, your credit file, and the property itself.
This is an estimate only and does not constitute financial or tax advice. Every lender uses different criteria — always get a formal pre-approval. Always confirm with a qualified professional.